Information for Torrance Home Buyers and Sellers South Bay Buyer and Seller Tips Closing Cost Definitions The Buying Process 10 Practical Buyer Tips 4 Tips for Buyers in a Buyers Market Document Flow of a Transaction Key Affiliated Services during Escrow Getting Ready To Move Prep Information How Long Should Records Be Saved Important South Bay Website Addresses Real Estate Terminology (see also Glossary) Who Pays for What in a South Bay Escrow Moving Quotes First Time Home Buyers Tips Why Buy a home instead of renting Considering a move? Steps to take The home search. Choosing your home Homebuyer tips The home search. Finding out how much you can afford The pre-qualification process The difference between getting pre-qualified and pre-approved Down payments What does your mortgage pay for: PITI The loan process Key Reports and Disclosures During Escrow Home Inspection Disclosures Termite Report Title Report C.L.U.E Report Selling Your Home in the South Bay 16 Mistakes Sellers Make Avoiding Capital Gains Tax Disclosing Defects in Your Home Preparing Your Home to Sell Showing Your Home Improvements and Impact to Value Escrow What is Escrow FAQ’s Completing the Statement of Information The Life of an Escrow The Life of a Payoff or Sub Escrow South Bay Real Estate Escrow Process Why Get a Home Inspection? Lender Tips and Mortgage Information Why You Should Check Your Credit The Loan Process Credit Rules – How do They Score? Historical Interest Rates The Lender and the Loan Process What Happens to the Transaction After Funding Explanations on Types of Loans California Propositions and Tax Implications Understanding Propositions 60 and 90 Capital Gains Updates Exemptions and Exclusions Understanding Propositions 58 and 193 Realty Tax Tips Property Tax Calendar Understanding Supplemental Taxes Proposition 13 Title What Is Title Insurance The Ins and Outs of Title Insurance Why Get Title Insurance? 20 Reasons to Get Title Insurance The Life of a Title Search Completing a Statement of Information Trust Sales and Probate Sales Explanation of Trust Sales LA County Real Estate Information Frequently Used South Bay Phone Numbers What South Bay Cities Need Building Reports? Carson El Camino Village – Gardena El Segundo Gardena Golden Hills – Redondo Beach Harbor City Hawthorne Hermosa Beach Hollyglen & Del Aire – Hawthorne Hollywood Riviera – Redondo Beach Lawndale Lomita Long Beach El Segundo Manhattan Village Palos Verdes Estates Playa Del Rey Rancho Palos Verdes Redondo Beach Rolling Hills Rolling Hills Estates San Pedro Torrance Walteria – Torance